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Main Office
1000 South State Street
Jerseyville, IL 62052
Phone: (618) 498-6466
Wal-Mart Banking Office
1316 South State Street
Jerseyville, IL 62052
Phone: (618) 639-2265
Grafton Banking Office
14 East Main Street
Grafton, IL 62037
Phone: (618) 786-2311
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Internet Banking Security
About Multi-Factor Authentication
Jersey State Bank is continuously striving to provide our clients with a greater peace of mind and a more secure Internet Banking experience. On November 13th, 2007 we implemented a new security feature called Multi Factor Authentication, which is an additional layer of identity verification.
HOW IT WORKS
There are two ways Multi Factor Authentication protects Internet Banking users from fraud and identity theft:
1. You know it’s really us. When you log into Internet Banking you will be asked to select a unique authentication image from a gallery of memorable images. This is the image that will be displayed every time you log into Internet Banking thereafter. When you see it, you can be certain you’re at the valid Jersey State Bank website, and not a fraudulent look-alike site. Only enter your password if the authentication image that appears matches the image you previously selected. If it does not, log out immediately and contact Jersey State Bank at (618) 498-6466.
2. We know it’s really you. When you log into Internet Banking you will be asked to set up security questions to which only you know the answers. Our Multi Factor Authentication solution will monitor your accounts for activity that is "unusual" based on your Internet Banking history. In the rare case that such activity is detected, you will be asked to verify your identity by correctly answering security questions you previously set up.
QUESTIONS?
For additional information about Multi Factor Authentication or if you have concerns or comments, please call us at (618) 498-6466.
STAY ALERT
Multi Factor Authentication will occur ONLY during an Internet Banking session. Please remember that Jersey State Bank will not ask that you provide to us your social security number, account number or PIN as this is information we already have on file. Learn more about how you can protect yourself from identity theft, phishing and electronic scams.
